Pricing Built Around How Your Business Moves Money

Your price follows the currencies you hold, the rails you use and the volumes behind them. Every condition comes to you in writing before you sign.

Quoted before you sign Fees shown before you pay No hidden FX margin
Opening an account Application, KYB review and setup of your first balances
Free
SEPA and SEPA Instant transfers Fixed fee per outgoing euro payment
from €0.35
SWIFT transfers Fixed fee per outgoing international payment
from $18
Currency conversion Percentage of the amount you convert between balances
from 0.45%

Which currencies and rails apply to your account is agreed at onboarding. Settlement timing depends on the rail and the receiving bank.

What You Get With Fenryx

Whatever your terms say, an account arrives with the same working parts.

01

Balances and IBAN accounts together

Balances you fund yourself and IBAN accounts third parties pay into, under one profile.

BalancesIBAN
02

The rails your payments need

SEPA, the SEPA Instant scheme where available, SWIFT, and internal transfers.

SEPASWIFTInternal
03

The fee and the total before you pay

A Summary shows the fee amount and the total amount spent before you confirm.

Summary
04

The rate and the markup before you exchange

The rate and the markup sit beside each other, not folded into one number.

RateMarkup
05

Statuses and a period you can export

Payments carry a status, and periods export with references intact.

StatusesExport
06

A manager who can see your account

Questions reach someone already looking at your account, not a general queue.

Support

What Shapes Your Price

Six inputs decide the terms, rather than a bracket someone put you in.

The currencies you hold

How many balances the business keeps open, and which ones.

How many IBAN accounts

Each one is ordered rather than assumed, and each carries details of its own.

The rails you use

Each rail is quoted on its own terms.

Payment volume and frequency

A monthly supplier run and a weekly payout cycle are different accounts.

Where your counterparties are

The corridors your money travels decide which rails carry the work.

Industry and risk profile

Terms depend on business type, jurisdiction and what KYB review concludes.

Tell us how your business moves money and we will send you terms that fit.

Get a Quote for Your Business

Tell us how your money moves. The terms come back in writing, before you sign anything.

Request pricing

Pricing Questions

Why are only headline rates published?

The four rates above are floors — the point every business starts from. A full schedule would have to assume one currency set, one mix of rails and one payment volume, so the rest follows the account you actually open.

When do I see my price?

In writing, before you sign anything. Tell us the currencies, the rails and the payment profile, and the account, per-rail and exchange terms come back in writing.

Can I see the fee before a transfer goes out?

Yes. Every outgoing transfer reaches a Summary showing the fee amount and the total amount spent before you confirm it — nothing about the cost surfaces only on a statement afterwards.

Can my terms be revisited as volumes grow?

Yes. Terms are set against a payment profile, so a business whose volumes, currencies or corridors have changed can ask for them to be looked at again.